ROII Program

The State's Largest Retro Program

Our state Association's (BIAW) Return on Industrial Insurance (R.O.I.I.) program, the largest retrospective ratings group in the state, provides NCHBA member companies with several important advantages.

It's Enrollment Time!

BIAW is now accepting applications for the 2013-14 plan year. Click here to download the

2013-14 R.O.I.I. Enrollment Application 
 
All NEW companies (not enrolled for the 2012-13 plan year) will be required to attend the "Help Us Help You! The ABCs of Claim Management" seminar as a condition of enrollment prior to the end of the 2013-14 plan year. For a list of class dates and times please Click here.

Important Changes to R.O.I.I.

R.O.I.I. is now R.O.I.I. Select. Beginning with the 2011-12 enrollment year, the following changes have been made to the program.

• Participants must offer Modified duty on all Time-loss claims.
• Participants must offer 30 day Kept on Salary (paid by employer) and Light Duty job offers on all Time-loss claims.

View more detailed requirements information:

BIAW has operated an R.O.I.I. Select group with very similar requirements for the past seven plan years and the refund results have been outstanding. Companies that agreed to the Light Duty and Kept on Salary requirements, like those listed above, have received refunds averaging 51.8%. Now this program will be extended to companies that pay more than $10,000 in annual L&I premiums. Click the link below to help answer some questions, or email claims@biaw.com if you have specific questions about KOS or Light Duty.

For more info and to find out if you qualify for the new R.O.I.I. Select program, fill out and mail the no obligation Release Form. For other questions, email enroll@biaw.com.

ROII Select Premium and Loss Control Services:

Our ROII Select Premium and Loss Control Field Representative provides on-site or phone, premium and loss control consultation with ROII Select member companies at no cost. For more information contact Field Representative - Frank Romero at 1-800-228-4229.

BIAW Claims Assistance Program (CAP)

In order to assist companies that will not qualify for the new R.O.I.I. Select program, BIAW will offer a new Claims Assistance Program (CAP) to non-R.O.I.I. Select companies that would still like claims management assistance for a nominal fee.